Following a school bus accident in February 2008 and a settlement with the insurers for the at-fault vehicle and school bus, an injured bus passenger sought excess UIM coverage under his family’s auto insurance policy. Even though the school bus had $1,000,000 in UIM coverage and his damages only totaled $140,000, the injured passenger only received $34,543.70 from the school bus’s policy because 18 other individuals were also injured. The injured passenger thus sought $65,456 in excess UIM benefits from his policy, which provided $100,000 in UIM coverage. In a split decision issued on August 5, 2015, the Minnesota Supreme Court held in Sleiter v. Am. Family Mut. Ins. Co., — N.W.2d —, 2015 WL 4637198 that the injured passenger was entitled to excess UIM benefits because the $34,543.70 he received was the “coverage available” under the bus’s UIM policy and was less than his own UIM limits. Read more here.
About Our Firm
When faced with difficult challenges in business, commercial, and insurance-related litigation, clients choose O'Meara, Leer, Wagner & Kohl, P.A. We are listed in Best's Recommended Insurance Attorneys and The Insurance Bar, and are listed in Martindale-Hubbell, Inc., with the highest rating for professional legal ability.
© Copyright - All Rights Reserved. Minnesota Web Design