Minnesota Supreme Court affirms the statute of limitations for UM claims, both primary and excess, is 6 years from the date of the accident.
In Hegseth v. Am. Family Mut. Ins. Co., A14-1139, the Minnesota Supreme Court held that the statute of limitations for excess uninsured motorist (“UM”) benefits begins to run on the date of the accident regardless of whether an insured's claim for primary UM benefits has been resolved. In other words, the accrual date is the same for primary and excess UM claims, and the resolution of the primary UM claim is not a condition precedent to the assertion of a claim for excess UM benefits under the No Fault Act. Read more here.